Boat & Watercraft Insurance
When insuring a watercraft, you need a policy that will protect your boat whether it is anchored in one of Tennessee’s lakes or on a trailer in Spring Hill, TN. Boat/watercraft insurance policies sometimes treat these scenarios differently, and you would never want to leave your boat uninsured or partially insured. When shopping for coverage, therefore, you should talk with an independent insurance agent who can explain all of the terms used in boat/watercraft insurance policies.
Types of Boat/Watercraft Insurance Coverages
Like auto insurance, boat/watercraft insurance is made up of different types of coverage. A policy may include:
- Liability coverage
- Coverage for your boat’s hull
- Complete coverage for your boat (e.g. its hull, motor, sails, trailer, etc.)
- Medical payment coverage
- Coverage for damage caused by your boats
This is just a selection of the types of coverage an insurance policy might include. Additionally, coverages might be applied differently if your boat is in the water or on its trailer.
Understanding Boat/Watercraft Insurance
If you want help understanding all the intricacies of boat/watercraft insurance, contact us at Broussard and Associates, Inc. One of our Spring Hill, TN boat/watercraft insurance agents is standing by, awaiting your call.
Because all of our insurance agents are independent agents, they’ll be able to go through every Tennessee carrier’s policies and find one that suits your needs. While comparing policies, they will answer any questions you might have about the terms, exclusions or limits. If it helps you, they can even explain how different policies would treat a given scenario. Give us a call today, so we can help you find a policy that will let you safely enjoy Tennessee's lakes tomorrow.